Monster Contractor uses its own team of carpenters on every restoration job. We begin every commercial and residential claim by assessing your structure for any damage and noting even the smallest detail. Monster Contractor Insurance Restoration will look for any unknown structural damages to ensure a more serious problem does not develop later. Our Insurance Restoration experts then proceed to develop a restoration plan for you that considers every element needed to finish the project according to current codes, on time and to your satisfaction.
An insurance restoration recommendation is submitted according to our customer's need and the current laws. Monster Contractor Insurance Restoration of Folsom is compliant with building ordinances and appropriate zoning. We can even itemize are store your belongings in temperature regulated storage until the reconstruction is finished.
What if I have a disaster?
The word “disaster” frightens people. In any emergency, the most important thing is to not panic. Remember, this too shall pass. Your first priority will be to keep your family safe. After that, focus on what good might come out of it; clear your mind and think of the opportunities this may be creating. After that, leave all your construction worries to a company that offers the best in insurance restoration for Folsom CA. Contact your insurance company right away, then call Monster Contractor to begin the process of rebuilding your home.
Who Do I contact to secure my property?
Your insurance policy says it is your duty to:
- Report the loss to your insurance carrier in a timely manner
- Prevent additional damage when securing your property by whatever means needed to mitigate your losses (and ensure all debris are secured to
prevent injury). Monster Insurance Restoration, can help with that.
Should I get a Public Adjuster (PA)?
Whether or not you need a Public Adjust really depends on the extent of the damage. If you suffered a significant commercial loss or large contents claim, you might need a Public Adjuster (PA). In many cases, your qualified insurance restoration construction contractor and cleaner will assist your needs and aid you with dealing with your insurance carrier by you with an estimate that includes a detailed inventory of belongings and needed repairs. Your insurance carrier will work with your contractor of choice in the State of California.
You must negotiate your loss on all compiled paperwork. A PA can charge upwards of 10% on average to make the paperwork while never doing any work on your property. Most insurance policies do not cover that PA fee as part the settlement. Many PA's hire an insurance restoration contractor to provide their estimate and compile their client’s paperwork anyway and charge an additional fee for that. Haven’t you suffered enough already? As a qualified Folsom insurance restoration contractor, Monster Contractor will include this service as part of your claims process without the additional inflated cost.
Don’t I need to get 3 estimates?
No. Your insurance carrier will work with any licensed contractor you choose in California. They require paperwork to negotiate a loss based on the agreed scope of repairs and lost items. You can submit one scope of repairs or two or three. Your insurance carrier has to negotiate payment terms based on the contractor you select. Unfortunately, your insurance doesn’t cover everything, but we know how to help you get the most out of your coverage.
How will I know how much the insurance restoration contractor will bill me, in excess of what my Insurance carrier covers?
Ask us. Many insurance companies and contractors use Xactimate software for estimating. Monster Contractor will let you know if an agreement was made with your insurance carrier regarding costs. If you do not choose Monster Contractor, get your selected contractor’s bid in writing and their acceptance of your insurance reimbursement for the agreed amount of work. A good contractor will clarify what the out of pocket expense will be, not covered by the insurance settlement.